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Protecting Your Future

Who Are We?


Licensed insurance agents with Family First Life; a nationally recognized organization offering life insurance solutions including mortgage protection, disability, retirement protection, term life and more. With access to over 30 of the top carriers, we can help you find personalized coverage to fit your budget.

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ABOUT US

Protecting Families All Across The Nation- One At A Time

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Ginger Lichlyter


The Lichlyter Agency- Agency Owner


I’m a licensed broker and agency owner with Family First Life; a nationally recognized organization offering life insurance solutions including mortgage protection, disability, retirement protection, term life and more. With access to over 30 of the top carriers, my team and I can help you find personalized coverage to fit your budget.

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I am also a mother to seven beautiful daughters, grandmother to a very spoiled granddaughter (who calls me "HONEY"), am a cancer survivor, an avid Jesus-lover, and a serious Coke Zero addict!

Why Choose Us Over Them?
 
- Highly Experienced Agency Owner
- No Doctor/Medical Visits Required 
- Licensed Agents & Brokers 
- Over 10,000 Families Helped
- Easy & Headache-Free Process
- Access To Over 30+ Top Carriers

Most Popular Services

"Insurance" should not be a bad word. Horrible things happen all the time, and it's important to make sure that you are covered. We will always strive to find solutions for you that meet your needs AND your budget; while still treating you just like we would a family member.

  • Mortgage Protection

    Protect your home with affordable, comprehensive coverage.

  • Retirement Protection

    Believe it or not, 45% of Americans have saved NOTHING for retirement!

  • Critical Illness Insurance

    Helps alleviate the financial strain that comes with critical illness.

Cozy Office

Want To Join Our Team?

Do you have a passion for helping people and want to work from home? Chat with our Agency Owner today!

Already On Team Avalanche?

Onboarding, licensing, training(s), and other resources for new agents.

Meet The Team- The Lichlyter Agency OG's!

Our Philosophy

Helping families is why we do what we do. We are firm believers in the idea that whatever you put into the universe, you will get back! Working in the insurance world is all about OTHER people, and we are beyond blessed to help protect such amazing families every day.

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Ginger Lichlyter

Agency Owner

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Kyle Lichlyter

Co-Agency Owner

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Quinten Daniel

Agent + Admin.

GETTING COVERAGE FOR YOUR FAMILY

How It Works

You Inquire Through Our Website

Whether you have been denied before or are inquiring about life insurance for the first time, we can find coverage for you. Fill out our contact form to receive more info. 

We Call To Set Up A Zoom Meeting

Once we receive your contact form via email, a licensed agent will give you a call. We'll ask a few questions and get you set up with a zoom call so that you can talk to our agent(s) face-to-face.

We Get You The Protection You Need

The next step(s) are getting your documentation and underwriting done. We have a network of 30+ carriers, so we will send you the paperwork to finalize your policy once it's approved! 

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